Does your business insurance measure up? Running a business is becoming increasingly complex, compounded by extra regulation, advances in employment legislation, new laws and the growing compensation and blame culture. This has meant that the traditional insurances recommended to you by some brokers are unlikely to be sufficient to protect you against all claims that … Read more
Around 80% of small and medium sized businesses do not protect themselves and their directors and officers against personal claims against them although the list of potential and actual causes of claims is growing rapidly. These range from corporate manslaughter, health and safety, environmental and other governmental or regulatory actions to claims from employees, creditors, … Read more
What is Intellectual Property? “Intangible” assets (“IA”) include Intellectual Property (”IP”), which covers a diverse range of legally protected rights such as patents, copyrights, trademarks, trade secrets, designs and other forms of intangibles such as human capital, contract rights and goodwill. In our increasingly knowledge-based economy, intangible assets have economic and strategic importance just like … Read more
Horner Blakey Insurance Brokers are delighted to announce the merger with Maida Vale Insurance Bureau on 21 Malvern Road, West Kilburn, London NW6 5PS Horner Blakey is one of London’s leading independent insurance brokers, offering tailored insurance solutions at competitive prices. Horner Blakey know you are always looking for the best value … Read more
British made goods are attractive to overseas buyers but exporting can still be a messy business hindered by a great deal of red tape. One of the main issues that businesses need to be aware of is the insurance implication of selling goods and services abroad. In short there are three areas to consider: – … Read more
As we have seen dominating the news and media for the past couple of months, the devastating scenes of the flood crisis has affected people up and down the country including the South East and London. There are currently 146 flood warnings in place throughout the UK – this is usually around 12. If you … Read more
Introduction Unoccupied properties are an inevitable feature of the property market. Evidence shows that the prospect of damage or injury arising from unoccupied property is high, even if only temporarily vacant for example prior to sale or refurbishment. Hazards Each year there are around 9,000 fires in empty buildings. Other common problems include theft … Read more
Employers are legally responsible for employees who drive whilst at work. The employer’s responsibility also extends to ensuring that private vehicles used by employees on ‘company business’ are also operated in a lawful manner. Management policy 1.Assign a senior manager with specific responsibility for managing driving at work. 2.Implement a Health & Safety policy, … Read more
In recent years drivers have increasingly fallen victim to a new kind of car crime – staged or deliberate motor accidents where someone deliberately causes an accident with an innocent motorist with the intention of making a false or inflated insurance claim. A typical staged accident occurs when someone deliberately causes an accident with … Read more
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