Horner Blakey Insurance Brokers can provide competitive quotations for Converted Barns and non standard construction buildings as your main home or holiday home
Many Insurers will not quote on converted barns due to their perception of increased risk and non standard construction but we at Horner Blakey understand the specialisations of these insurance risks and can provide competitive insurance quotations from several insurers.
Converted Barns possess many features like wooden floors, beamed ceilings, wood burning stove and more. Because converted barns are all individual, insurers need to know full details of the structure, insulation a conversion to correctly assess your insurance risk and consequently your premium.
When considering the rebuilding sum insured of a converted barn, the work in converting the Barn will be more expensive than the cost of rebuilding the premises from new. This is due to the major structural alterations which you have to abide by certain regulations like Insulation Standards or the structural stability to fulfill barn conversion requirements. We therefore advocate that the rebuilding sum that the property is insured for the half way point between the cost as new and the cost of conversion.
You can also obtain advice regarding structural stability issues relating to barn conversions from your local authority.
Cover is usually provided for converted barns insurance for the same risks as a standard property although may have higher excesses in some cases usually being.