In today’s global marketplace employees need to travel on business more often. A Group Personal Accident and Business Travel insurance policy can protect them wherever they may be in the world. Personal injury insurance provides a financial benefit to the policyholder if an insured person suffers bodily injury or death as a result of an accident.
Reasons for buying:
– Minimises disruption to the business if an employee suffers an accident, which can mean a sudden, and possibly a long term, absence from work.
– Unlike standard liability policies, negligence need not be proved for a claim to be made, which maintains good relations with staff and speeds up payment of benefits.
– Can be given as part of the employee benefits package to provide financial support to the employees’ family, or utilised by the company to pay for replacement staff.
– Cover is flexible with numerous options to allow each customer to create a policy that will best meet their requirements (accident or travel covers can be purchased in isolation if preferred) such as:
Accident – lump sum payments for death, capital benefits, permanent total disablement, and weekly payments for temporary total disablement
Travel – medical expenses, cancellation, lost or stolen baggage, personal liability, travel delay
For more information or a no obligation insurance review and to find out more about how we may be able to help you please call Horner Blakey Insurance Brokers on 020 7929 0108
Author: Nick Horner. n.horner@hornerblakey.co.uk
