If you are fortunate enough to own a second home, Holiday Home Insurance can protect you against risks that are unique to your situation.
Why You Need It
The holiday home has typically the same risks as that of your home insurance but with some slight twists. As a second/holiday home you will not be occupying the premises 24 hours a day 7 days a week, therefore, unoccupied homes are more susceptible to fires, break-ins, theft and vandalism.
If you rent your holiday home out, it’s possible that tenants will abuse and damage the property. Tenants may not have the same respect for the property that an owner has.
Also if you set out to entertain and have guests at your holiday home, there may be some unforeseen liabilities and legal expenses in the event of an injury which could have caused an injury to one of your guests. Holiday home insurance will protect you from these catastrophic occurrences and provide you with a peace of mind.
Horner Blackly Insurance Brokers are able to offer competitive premiums or holiday home insurance, if you require a quotation please contact us.