News story cover image

Staged Motor Accidents

6th February 2014


In recent years drivers have increasingly fallen victim to a new kind of car crime – staged or deliberate motor accidents where someone deliberately causes an accident with an innocent motorist with the intention of making a false or inflated insurance claim.

A typical staged accident occurs when someone deliberately causes an accident with an innocent motorist. The fraudsters frequently increase the amount that they are claiming from the victim’s insurance company in various ways, such as by adding non-existent or phantom passengers to the claim. The criminals may also use “friendly” third parties, such as mechanics and doctors, in their claim to make it look genuine. The innocent victim can then be left with an increase in their motor insurance premium and can often lose their valuable no claims bonus.

Driver advice

Advice for drivers who suspect they may have been involved in a staged or deliberate accident:

1. If you suspect you have been involved in a staged accident, don’t say anything other than ‘it is a matter for our insurance companies’

2.If anyone is injured, the police should be called

3.Take as many pictures as possible of the accident, including the driver, passengers, vehicle and any damage

4.The identity of the driver is crucial so take a good description

5.Establish how many passengers are in the other car and again, take a good description of them

6.Take note of any other cars involved including damage and registration numbers

7.Try to find an independent witness for the accident but be wary of any witnesses quick to offer their services as they may be corrupt

8.Be wary of any companies who contact you quickly offering to repair your car, unless these are through your insurance company

9.If you suspect the accident was intentional, inform your insurance company at the earliest opportunity

10.If you know of anyone involved in staging accidents you can confidentially call the Insurance Fraud Bureau Cheatline on 0800 328 2550


Fraud hotline

Anyone suspecting they have been involved in or witnessed a staged motor accident should call the insurance fraud bureau on 0800 328 2550

For a no obligation insurance review and to find out more about how we may be able to help you please call Horner Blakey Insurance Brokers on 020 7929 0108


Property Investors Award

Horner Blakey are proud sponsors of the 2021 Property Investors Awards

6th August 2021

11th June 2021 Horner Blakey Insurance Brokers continue to be proud sponsors of the Property Investors Awards. With previous award...

News story cover image

Wishing you a Merry Christmas from all at Horner Blakey

21st December 2020

Thank you for your support during what has been a challenging year for everyone. Please note our opening hours below...


Government Guidance for Businesses: COVID-19 Tier Restrictions from 2 December

1st December 2020

How make your business COVID-secure Below is the latest Government guidance to ensure your business is COVID-secure. The new local...

[ajax_load_more post_type="post" posts_per_page="3" offset="4" pause="true" scroll="false"]