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What is Property Owners Insurance?

28th February 2013

Property owners insurance is designed to protect you as an owner of a property whether it be a Commercial or Residential let. It is to safeguard your assets and protect your investment.

Horner Blakey Insurance Brokers pride themselves in having many years experience in this field.

Cover is generally on an “All Risks” basis so this will include Accidental Damage as well as the usual risks of Fire, or Water Damage.

Major catastrophes, such as serious fire damage to your property would be covered for any rebuild or refurbishment required, so you would need to insure the rebuild cost of your property adequately to cater for this.

Your Legal liability for claims made against you as owner of the property is also included for usual indemnity limit of £2,000,000.

You would also be insured for your loss of rent in the event of the property becoming uninhabitable due to a fire or serious water damage, where the tenant would have to be moved to temporary alternative accommodation pending repairs being carried out.

As an independent insurance broker Horner Blakey has access to many insurance companies which enables us to negotiate and obtain competitive quotations for this type of insurance.

We also administer policies for clients who multiple property portfolios.

Your policy can be tailor made to suit your requirements.

Our customer service is very important to us and our advisors believe in developing a good relationship with our clients and to provide sound advice on selecting the right cover for you, backed up by a good claims service in the event of a claim occurring.

For a no obligation insurance review and to find out more about how we can help you please call Horner Blakey Insurance Brokers on 020 7929 0108 or visit

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