{"id":39807,"date":"2024-03-01T11:50:40","date_gmt":"2024-03-01T11:50:40","guid":{"rendered":"https:\/\/www.hornerblakey.co.uk\/?p=39807"},"modified":"2024-04-11T11:30:10","modified_gmt":"2024-04-11T11:30:10","slug":"current-business-insurance-checklist","status":"publish","type":"post","link":"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/","title":{"rendered":"Current Business Insurance Checklist"},"content":{"rendered":"

As a business owner, you are exposed to a number of different challenges and risks. Businesses are similar but will vary so there are different risks that may threaten your business. As your business develops or expands, there may be new risks that appear. So it\u2019s highly important that you have a comprehensive risk management strategy and that you are constantly reviewing your business insurance cover.<\/span><\/p>\n

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We have created this article as a checklist to ensure that you have considered everything relating to insurance for your business.<\/span><\/p>\n

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At Horner Blakey, we are one of the leading independent insurance brokers in London<\/a>. We are able to advise you on your approach to risk as well as recommend the relevant business insurance cover to make sure that you are fully covered against a variety of different risks to your business. Get in touch with a member of our team today to discuss your business insurance requirements and current cover.<\/span><\/p>\n

\"Glasses\"<\/p>\n

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Having a Proactive Approach to Risk<\/span><\/h2>\n

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Compared to when you started your business, new risks can appear and cause potential issues in terms of liability and threaten your reputation. This is why it\u2019s vital that you have a risk management policy that changes over time and is regularly carried out and re-assessed to make sure that you have the relevant cover. We are able to support you with all aspects relating to business insurance and we can help you in reviewing the current risks that your business faces and the relevant cover that you may require.<\/span><\/p>\n

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Assessing Your Current Business Insurance Policies<\/span><\/h3>\n

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Assessing your current cover is important in making sure that you have full cover. There are some risks that are more likely to occur than others, so a typical risk management strategy will review your current risks and then identify business insurance that you may need to consider for your business. Insurance brokers will help you in assessing your current policies which is important because there may be policies that you currently have that protect you against risks that are less likely to occur than other risks that threaten your business. You can then re-assess your current cover to ensure that you are covered against the most serious risks that could impact your business.<\/span><\/p>\n

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Emerging Risks & Risks Posed By Cyber Breaches<\/span><\/h3>\n

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There are a number of emerging risks that you need to be aware of as a business owner. Cyber risk is one of the most prominent examples of this with many companies not being covered under cyber liability insurance. We have written an article on cyber liability insurance and the risks posed by this which you can read by following this link.<\/span><\/p>\n

 <\/p>\n

Continuing to assess new risks is something that we can also support you with. Regulatory changes may also occur which you need to be aware of which can change the relevant cover that you may require. Annual reviews of your business insurance policies in line with when you need to review your policies are highly recommended to ensure that you are regularly reviewing the risks that are posed to your business. Get in touch with our team today to discuss how we can help you mitigate the risks and ensure that your business has the correct insurance cover that you need.<\/span><\/p>\n

 <\/p>\n

At Horner Blakey, we are one of the leading independent insurance brokers in London. We are able to advise you on your approach to risk as well as recommend relevant business insurance coverage to make sure that you are fully covered against a variety of different risks to your business. Get in touch with a member of our team today to discuss your business insurance requirements and current coverage.<\/span><\/p>\n

\"Calculator\"<\/p>\n","protected":false},"excerpt":{"rendered":"

As a business owner, you are exposed to a number of different challenges and risks. Businesses are similar but will vary so there are different risks that may threaten your business. As your business develops or expands, there may be new risks that appear. So it\u2019s highly important that you have a comprehensive risk management … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"acf":[],"yoast_head":"\nCurrent Business Insurance Checklist - Horner Blakey<\/title>\n<meta name=\"description\" content=\"Learn what the different risks are that may threaten your business and look at our business insurance checklist.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Current Business Insurance Checklist - Horner Blakey\" \/>\n<meta property=\"og:description\" content=\"Learn what the different risks are that may threaten your business and look at our business insurance checklist.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/\" \/>\n<meta property=\"og:site_name\" content=\"Horner Blakey\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-01T11:50:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-11T11:30:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.hornerblakey.co.uk\/wp-content\/uploads\/2018\/04\/pexels-photo-577585-300x225.jpg\" \/>\n<meta name=\"author\" content=\"Paul\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Paul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/\"},\"author\":{\"name\":\"Paul\",\"@id\":\"https:\/\/www.hornerblakey.co.uk\/#\/schema\/person\/fc043da0d97fed48053d9abd92118bbd\"},\"headline\":\"Current Business Insurance Checklist\",\"datePublished\":\"2024-03-01T11:50:40+00:00\",\"dateModified\":\"2024-04-11T11:30:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/\"},\"wordCount\":629,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.hornerblakey.co.uk\/#organization\"},\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/\",\"url\":\"https:\/\/www.hornerblakey.co.uk\/current-business-insurance-checklist\/\",\"name\":\"Current Business Insurance Checklist - 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