What is a local commercial insurance broker?
A local commercial insurance broker works on behalf of you and your business to help find the most suitable insurance deals currently available on the market. Our role differs from a personal lines insurance broker who works with individuals, rather than businesses.
At Horner Blakey we work with some of the UK’s largest insurance companies and a wide range of specialist insurance providers, helping London and Essex-based businesses operating in manufacturing, industrial, financial, professional sectors and more.
No matter how large or small your business, we can help you find the right commercial insurance policy that suits your needs and budget. We offer competitive premiums and deliver a transparent service that is always working in your best interests.
We are not affiliated to any single insurance company, which means we always provide independent advice based on what is currently available on the market, giving you a much better chance of securing a great deal.
Working with a commercial insurance broker can help you to save money in the long run. We offer cost-effective solutions that are always within your price range, while giving you the protection you need.
As a commercial insurance broker, we have access to a wide range of unique solutions that you may not be able to find elsewhere. Whether it’s a generalist or specialist need, we’ll help you find the right match.
What type of local commercial insurance is available?
At Horner Blakey we offer a wide range of commercial insurance to local businesses. Because the needs of every company are different, policy types tend to vary. Here are some of the most popular types of commercial insurance requested by companies both large and small.
Businesses that employ members of staff who are not direct family members are legally obliged to take out employers’ liability. This offers cover against compensation claims arising from illness or injury of your employees.
If your business comes into regular contact with the public, clients or trade providers, this can provide protection against claims relating to property damage or the injury they have experienced due to your business.
In the event of being accused of a breach of confidence or giving bad advice and having to pay compensation, professional indemnity insurance can help to cover the legal costs and the pay out to the other party.
Instead of paying for various types of insurance individually, commercial combined insurance enables you to build them into a single policy. This makes it much easier to manage and can often be more cost effective.