Our Prestige Car Insurance is built for owners who want their vehicles insured properly, with a service that respects both the value of the car and the value of their time.
Prestige vehicles such as Rolls Royce, Porsche, Ferrari and Lamborghini are renowned throughout the world, and our reputation in the market reflects our experience insuring these and other brands. We also offer bespoke cover, providing personalised protection packages designed for unique and high-value vehicles.
Whether you are insuring a single high performance vehicle or a wider collection of high-value vehicles, we make the process simple, personal, and reassuring from the very first conversation.
Specialist Motor Insurance
Standard motor insurance policies may not be able to give you the confidence to really enjoy your prestige, classic or high-performance car on the road.
Prestige Car Insurance is a specialist form of high value car insurance designed for luxury, performance, and limited-edition vehicles that sit outside standard motor policies. By definition, prestige vehicles are high-end, often rare or collectible cars known for their superior engineering, brand reputation, and exclusivity.
This includes supercars, high-end marques, rare models, and vehicles with significant financial or sentimental value. Brands like Ferrari have created iconic models over the years, each requiring specialist insurance due to their unique features and value.
From Aston Martin through to Zonda the luxury and performance vehicles need cover that must reflect the car itself, not a generic market average.
What Does Prestige Car Insurance Cover?
Cover is tailored around you, your vehicle, and how it is used, but typically includes:
Agreed value cover, reflecting the true worth of the vehicle
Comprehensive cover for accidental damage, fire, and theft, ensuring all-encompassing protection for your car
Specialist repair networks using approved manufacturers or marque experts, with access to a range of approved garages for repairs and secure storage
Genuine parts and manufacturer-approved repairs
Cover for limited mileage or seasonal use where required, with flexible options to suit your driving habits
UK and European driving options
You also benefit from a range of exclusive services, including concierge support, roadside assistance, and specialised claims handling. The policy provides access to tailored risk management solutions, helping you manage and mitigate risks associated with high-value vehicles.
Optional Extras and Enhancements
Many prestige and supercar owners also choose to include:
Track day cover
Worldwide driving extensions
Multi-vehicle or collection policies
Excess protection
Personalised breakdown cover suitable for high-performance vehicles
Agreed value policies as an optional enhancement, providing full protection for your vehicle by confirming its value upfront
Our team offers expert advice on all optional extras and enhancements, helping you make an informed decision.
Why Choose Horner Blakey?
When you insure a prestige vehicle, the policy matters, but the service matters more. Our team consists of specialists who deal with prestige car insurance, bringing expert knowledge for luxury and high-performance vehicles.
We offer a comprehensive range of services, including concierge support, roadside assistance, and specialised claims handling, all designed to meet the expectations of discerning clients. From arranging cover to managing claims, our role is to remove friction and deal with the details on your behalf.
Our service is backed by high client satisfaction and successful claims outcomes.
Personal Advice, Not Call Centres
You deal with experienced professionals who understand prestige and supercar insurance, not scripts or generic processes.
Specialist Insurers
We work with insurers who genuinely understand high-value vehicles and the complexities that come with them.
Claims Support That Goes Further
If you need to make a claim, we provide comprehensive support in the event of a claim or accident. That includes managing the process end to end; dealing directly with insurers, loss adjusters, repairers, and third parties, keeping you informed and protecting your interests throughout.
Convenience and Reassurance
From policy setup to renewal and claims, everything is handled clearly and efficiently, so you can enjoy your car without unnecessary admin or uncertainty.
Frequently Asked Questions
Is prestige car insurance different from standard motor insurance?
Yes. Prestige car insurance is designed for high-value and specialist vehicles, offering agreed values, specialist repairs, and a more tailored underwriting approach.
Can you insure supercars like Ferraris and Lamborghinis?
Yes. We regularly arrange supercar insurance for vehicles including Ferraris, Lamborghinis, McLarens, Aston Martins, and Rolls Royce models.
Is agreed value included?
In most cases, yes. Agreed value ensures you know exactly what your vehicle is insured for, rather than relying on fluctuating market values.
Can I insure more than one high-value vehicle?
Absolutely. Many clients choose a multi-vehicle or collection policy to simplify management and improve overall efficiency.
What happens if I need to make a claim?
We handle the claims process on your behalf, from notification through to settlement, keeping you informed and ensuring your vehicle is treated appropriately throughout.
