U

Unoccupied (Definition for Insurance Purposes)

Not lived in by You or by anyone who has Your permission. We would advise that under the buildings section of an insurance policy, it is standard practice for an insurer to exclude loss or damage resulting from; malicious acts, escape of water from water tanks, pipes or apparatus or fixed heating system, freezing of water in tanks, apparatus or pipes, leakage of oil from a fixed heating system, theft or attempted theft, breakage of fixed glass and sanitary fixtures are all excluded after the Home has been left Unoccupied or Unfurnished for more than 60 days (with some insurers the period is longer and/or can be extended if required) in a row. Under the contents section the policy states that loss or damage resulting from; malicious acts, escape of water from water tanks, pipes or apparatus or fixed heating system, leakage of oil from a fixed heating system, theft or attempted theft, contents in the open are all excluded after the Home has been left Unoccupied for more than 60 days (with some insurers the period is longer and/or can be extended if required) in a row.

Unfurnished (Definition for Insurance Purposes)

Does not contain enough furniture for normal living purposes