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Group Personal Accident and Business Travel insurance – Why Buy

25th March 2015

 

In today’s global marketplace employees need to travel on business more often. A Group Personal Accident and Business Travel insurance policy can protect them wherever they may be in the world.  Personal injury insurance provides a financial benefit to the policyholder if an insured person suffers bodily injury or death as a result of an accident.

 

Reasons for buying:

  Minimises disruption to the business if an employee suffers an accident, which can mean a sudden, and possibly a long term, absence from work.

 Unlike standard liability policies, negligence need not be proved for a claim to be made, which maintains good relations with staff and speeds up payment of benefits.

 Can be given as part of the employee benefits package to provide financial support to the employees’ family, or utilised by the company to pay for replacement staff.

 Cover is flexible with numerous options to allow each customer to create a policy that will best meet their requirements (accident or travel covers can be purchased in isolation if preferred) such as:

Accident – lump sum payments for death, capital benefits, permanent total disablement, and weekly payments for temporary total disablement

Travel – medical expenses, cancellation, lost or stolen baggage, personal liability, travel delay

 

For more information or a no obligation insurance review and to find out more about how we may be able to help you please call Horner Blakey Insurance Brokers on 020 7929 0108

 

Author: Nick Horner. n.horner@hornerblakey.co.uk

 

 

 

 

 

 

 

 

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