Should you consider Legal Indemnity Insurance?

9th October 2019

Legal Indemnity Insurance is a form of insurance that brings insurance solutions to legal issues that arise in the life cycle of residential and commercial property and real estate.

It is designed to protect and provide insurance against the risk of third party claims arising or challenges being made during the ownership or development of an asset.

The risks are wide and vary from common restrictive covenants and access issues to more complex issues such as rights of light.

Legal Indemnity Insurance protects the interested parties involved in a property transaction, development or funding.

Who should consider Legal Indemnity Insurance?

  • Housing associations
  • Leaseholders
  • Lenders
  • Local authorities
  • Property and land owners
  • Property developers

Legal indemnity insurance protects you for:

  • Absence of easements (lack of rights)
  • Adverse possession
  • Chancel repair
  • Defects in leases
  • Defects in title
  • Flying freehold
  • Judicial review of a planning decision
  • Lack of planning and building regulations approval
  • Missing beneficiary
  • Property defects and issues
  • Restrictive breach of covenant
  • Rights of light

For more information please contact Horner Blakey Insurance Brokers on 020 7929 0108

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