There are many reasons why you may consider a local insurance broker. Horner and Blakey are an insurance broker based in London and Essex, so we understand the local market, area-specific challenges and the local community.
While our services extend throughout the UK, our clients in London and Essex appreciate the convenience of being close to our approachable insurance experts. Our clients enjoy the face-to-face approach we take with them. We understand when dealing with insurance, most individuals prefer engaging in across-the-table discussions, rather than over the phone. That’s why we are one of the leading independent insurance brokers in London & insurance brokers in Essex.
Tailored Advice From a Team That Understands Your Business
Here at Horner Blakey, we have close to 20 years of experience working with many different business industries and sectors. We understand the importance of tailored advice as every business is different. Each business faces different challenges, has a different risk tolerance, and they have unique characteristics.
Our hands-on, tailored approach to our clients allows us to build long-term relationships between our advisors and our local clients. We can create a bespoke risk management strategy for your business to give you expert advice on what insurance is recommended, and what insurance isn’t required. Regardless if you are a start-up, an existing business or if you just want to manage the financial consequences of unexpected events.
Supporting You With Everything Relating to Insurance
We assist our clients from the initial enquiry stage through the entire process of securing their insurance policy. Our expertise and support extend beyond the policy initiation, we offer ongoing assistance and will address any enquiries that may arise after the policy is activated, at a later date.
What Are the Benefits of Using a Local Insurance Broker?
A local insurance broker works closely with the community as well as allows you to receive tailored advice compared to larger national companies. We are able to speak to you about your requirements and advise you on any insurance policies or cover that you may need. We work with many different businesses in Billericay as well as from our main office in the heart of the city of London, at the centre of the London insurance Market and deal with clients in London, the Home counties and across the UK. We will offer you the support and guidance that suits you and we will work with you to ensure that you have all of the relevant cover that you may need. Enquire with our team to find out more today and find out more about how we support our local clients as well as many other clients in the UK.
Tailored Solutions For You With Private Insurance
We are experts in private insurance and we can support you in brokering cover for the following insurance policies:
- Converted Barn Insurance
- Flood Insurance
- High-Value Homes Insurance
- Home Insurance
- Impaired Travel Insurance
- Light Aircraft Insurance
- Listed Building Insurance
- Maisonette Insurance
- Previous Subsidence Home
- Specialist and Private Motor Insurance
- Yacht/Boat Insurance
Ensuring that you are covered as an individual for private policies is important and we are able to review your current cover as well as discuss other cover that you currently don’t have that you may want to consider. We are more than happy to help you with everything relating to your private insurance so please get in touch with our team if you want to assess your current policies or if you are looking for specific cover.
A Tailored Approach to Business Insurance
We are experts in business insurance and we can support you in brokering cover for the following insurance policies:
- Aviation & Aerospace Insurance
- Coach Insurance
- Commercial Combined Insurance
- Commercial Landlord Insurance
- Commercial Property Insurance London
- Contractors Insurance
- Cyber Liability Insurance
- Embassy and Diplomatic Insurance
- Employers Liability Insurance
- Expert Witness
- Fleet & Commercial Vehicle Insurance
- Insurance Due Diligence
- Manufacturing Insurance
- Marine Insurance
- Office Insurance
- Professional Indemnity Insurance
- Restaurant Insurance
- Retail Insurance
- Wholesale and Distribution Insurance
We are able to support you with your attitude to risk by helping you with your risk management strategy. This strategy allows you to asses current cover as well as any risks that your business may be exposed to currently. We can then categorise these risks into the risks that are most serious or that you want to prioritise protecting against and then arrange for cover to protect you from these risks. We have supported many businesses but not one business is the same in terms of the specific risks that they face. We have however highly likely worked with a client that operates in a similar way to your business so we can support you in these instances.
Supporting You With Property or Commercial Property Insurance
We are experts in property & commercial insurance and we can support you in brokering cover for the following insurance policies:
- Property Insurance
- Commercial Property Insurance
- Restaurants
- Office Insurance
- Retail Insurance
- Home Insurance
- High-Value Homes
- Previous Subsidence Insurance
- Listed Building Insurance
- Maisonette
It’s important that your property is protected or insured should anything happen. We are experts in property and commercial property insurance – get in touch today.
Specialist Guidance from Experts in Commercial Property Insurance
While commercial property insurance is not mandatory by law, it is strongly advisable if your property is utilised for commercial purposes, including offices, warehouses, hotels, retail stores, and more. Having commercial property insurance will protect you in the unlikely event you have to make a claim for damaged property.
Our team of experts at Horner Blakey can create a risk management plan for your commercial property, allowing you to make an informed decision about whether this insurance policy is suitable for you.
Our commercial property insurance covers property damage caused by multiple tragic events including fires, flooding, storms, vandalism, and malicious damage, and also covers lost rental income if an accident occurs.
Working Closely With an Independent Insurance Broker for Private Insurance Policies
As well as commercial and property insurance, we also offer private insurance for our clients. We help our clients by finding the correct policy for them through a tailored approach which suits their needs. We offer our expertise to our clients, negotiate premiums to find the most competitive rate, give accurate policy comparisons, and offer our support and assistance after the policy is activated.
We have close relationships with numerous insurance providers which allows us to find the most competitive price, as well as offer a tailored approach to your insurance policy. We specialise in private property insurance such as home, converted barn, high-value homes, listed buildings, maisonette, and previous subsidence home insurance. Our expertise also expands to yacht and boat, specialist and private motor, light aircraft, impaired travel, and flood insurance.
Using Expert Local Insurance Brokers for Business Insurance Policies
While Horner Blakey possesses expertise across various insurance policies, our specialisation lies within a few specific policies, such as maisonette, cyber liability, and commercial property insurance.
Due to our experience and expertise, we have a proven track record of delivering tailored insurance policies to our clients in the London and Essex areas. We go above and beyond with our support, ensuring you settle with a cost-effective insurance policy that you are satisfied with.
Expert Insurance Brokers for Maisonette Insurance
Our maisonette insurance will give you peace of mind, knowing your home is protected from unlikely events. Damage to your property due to a fire, flood or any other event can be expensive, our maisonette insurance allows you to be fully covered, in the off-chance your property occurs damage. \
Expert Insurance Brokers for Cyber Liability Insurance
Many business owners don’t understand the importance of ensuring your cyber systems are protected. Cyber attacks are becoming more common than ever before, and becoming a victim of a cyber attack can result in huge financial loss or even closure of the business. Our cyber liability insurance ensures you are covered in the event of an attack, but we also require you to meet standards of having strong protection in place. This includes access and passwords, data backup, firewall protection and virus protection.
Expert Insurance Brokers for Commercial Property Insurance
Our specialisation in commercial property insurance means that your property is covered by expert insurance brokers. Our commercial property insurance can give you composure knowing your property is covered if something were to happen to it. Our insurance policy covers your property against fire and full perils, which is the name for unexpected events such as fire, flooding, storms etc.
For expert advice on commercial, personal and private insurance policies, Horner Blakey are professional who can help with your enquiries.
We work with many different businesses in Billericay as well as from our main office in the heart of the city of London, at the centre of the London insurance Market and deal with clients in London, the Home counties and across the UK. We will offer you the support and guidance that suits you and we will work with you to ensure that you have all of the relevant cover that you may need.
