Deter burglars from your home this Christmas Christmas is one of the busiest times of year for burglars. Previous years have seen home insurance claims rising in January following December thefts. The known fact of people purchasing gifts combined with darker nights make it an ideal time for opportunistic burglars to strike so ensure your … Read more
Independent insurance brokers Horner Blakey has strengthened its management team with the appointment of Robin Thomson as Director. Thomson joins the business with over 25 years industry experience and has held a number of senior commercial roles in the UK insurance marketplace. In his new role he will be responsible for attracting new commercial … Read more
Safeguarding their IT network is a challenge for many companies. Now that many employees are using their own tablets and smartphones at work, and keeping your corporate network safe becomes a serious headache. However, as long as employers follow careful steps, employees using their own devices at work could help boost efficiency and effectiveness and … Read more
Friday 23 December 9am-5.30pm Boxing Day Closed Tuesday 27 December Closed Wednesday 28 December 10am-3.30pm Thursday 29 December 10am-3.30pm Friday 30 December 10am-3.30pm Monday 2 January Closed Tuesday 3 January 9am-5.30pm Please refer to your policy documentation in the unfortunate event of an emergency claim or call the office on 020 7929 0108 during office … Read more
Burglars are often opportunists and will be attracted to what’s on display in your home or your car, especially in the lead up to Christmas! Tablets, laptops, mobile phones and other expensive gadgets should be kept out of sight of windows. It’s worth telling your children this too if they have iPads and similar gadgets. Security … Read more
According to the Association of British Insurers (ABI), the insurance industry pays out £2.5m every day to customers for escape of water home insurance claims. That includes problems caused by burst and frozen pipes, or leaks caused by old and corroded pipes. Here are our top tips to minimise disaster at home this winter. Escape of … Read more
Crime related insurance claims spike around Halloween. This includes an increase in theft, both inside and outside the home, and vandalism. A lot of people walk around local streets with their children, knocking on doors for ‘trick or treat’ but prowling thieves have their eyes on more valuable goodies, such as a smartphone left in … Read more
Business interruption insurance can be added to an overall business insurance policy, providing cover for loss of income and helping a business get back on its feet financially. Whilst property insurance would look after the resulting damage of say a major water leak, the impact of such an event might leave the business unable to … Read more
Insurance policies can specify different bases of settlement. It is therefore essential that the applicable basis is known before valuing assets. In the UK, either an indemnity or, more commonly, reinstatement basis is generally used for items of plant and machinery. Other bases of settlement do exist, such as an agreed value basis, but are … Read more
In this year’s March Budget, the Chancellor of the Exchequer announced there will be a 0.5% increase to the standard rate of insurance premium tax from 9.5% to 10% to help support flood defences. There will be a concessionary period that will begin on 1 October 2016 and end on 31 January 2017. During … Read more
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