During the Winter months, property owners and occupiers face a number of increased risks. Large escape of water losses are especially common, with wintry conditions and freezing temperatures leading to burst pipes, cracked water tanks and blocked drains. Even more common minor problems, such as boiler breakdowns, can result in significant disruption, costing valuable time … Read more
Jon Graham, Owner of Dwell Estate and Lettings Agency in Leeds explains the implications of HMO’s versus traditional buy to let properties or property portfolios and commercial Real Estate portfolios. HMO stands for a “House in Multiple Occupancy”. This refers to a privately owned building which is rented out to tenants individually on a bedroom-by-bedroom … Read more
We are delighted to welcome Jason Ellis to the team as Property and Real Estate Manager. Jason brings with him a wealth of experience from the real estate and property insurance market. With over 15 years experience, having worked at National and Global brokers specialising in property risks, he was responsible for client management, programme … Read more
Water damage can present a number of problems to property and causes millions of pounds worth of damage every day. Every year there are numerous insurance claims for damage to buildings and their contents caused by water. 1. Contemporary Lifestyles Ever changing lifestyles can increase water hazards for an organisation or building, especially if there … Read more
Fires are a major problem for landlords and home owners, with an average of 162 building fires in Britain every day and annual fire-related property insurance claims touching £1bn. Between 2011-2014 malfunctioning household appliances including washing machines, tumble dryers and dishwashers caused almost 12,000 fires in Britain. In 2014-15, according to a Government report … Read more
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